RETURN TO HOME PAGE
WHAT IS A LIVING TRUST?
WHY DO YOU
NEED A LIVING TRUST?
Living Trusts in the United States
In the United
States, a living trust refers to a trust that may be revocable
by the trust creator or settlor (known by the IRS as the Grantor).
Living trusts are often used because they may allow assets to
be passed to heirs without going through the process of probate.
Avoiding probate will normally save substantial costs (the probate
courts, in some states, charge a fee based on a percentage net
worth of the deceased), time, and maintain privacy (the probate
records are available to the public, while distribution through
a trust is private). Living trusts also can be utilized to plan
for unforeseen circumstances such as incapacity or disability.
The grantor/settlor may also serve as a trustee or co-trustee.
In the case where two or more co-trustees serve, the trust instrument
may provide that either trustee may act alone on behalf of the
trust or require both co-trustees to act/sign. The trust instrument
may also provide that the other co-trustee shall act as sole
trustee if the grantor becomes incompetent and is unable to
continue administering the trust.
Despite the advantages, there are also some negative aspects
to a living trust in the United States. Beneficiaries do not
save on federal estate or state inheritance taxes. Setting up
a trust may be expensive, and the expense is immediate, not
delayed till after the grantor's death. However, in the long
run depending on the circumstances, the expense is usually substantially
less to set up a trust and the estate administration is generally
much faster when compared to probate. Living trusts generally
do not shelter assets from the U.S. Federal estate tax. A married
couple having a trust can, however, effectively double the estate
tax exemption amount (the amount of net worth above which an
estate tax is levied) by setting up the trust with a formula
clause. A formula clause takes advantage of the unlimited spousal
deduction allowed under the internal revenue code. When the
first married individual dies, the trust pays out to the beneficiaries
an amount up to the total unified credit. The amount is set
by the formula clause, not strict dollar amounts, because the
unified credit increases over time. Without a formula clause,
the unified credit could be wasted. The remaining amount of
the estate (after the unified credit is exhausted) is paid to
the spouse. Thus, when the first spouse dies, no estate tax
is owed (just as if the individual died intestate). However,
when the second spouse dies, the distribution to the trust beneficiaries
is subject to that decedent's unified credit. The rest is subject
to estate tax. If the married couple had died intestate, the
first decedent's unified credit is lost because everything is
transferred to the spouse upon his/her death. A formula clause
is necessary only if the value of the estate is larger than
the amount of the unified credit. For a living trust, the grantor/settlor
will often retain some level of relevance to the trust, usually
by appointing himself as the trustee and/or as the protector
under the trust instrument (in jurisdictions where protectors
are recognised). Living trusts also, in practical terms, tend
to be driven to large extent by tax considerations. If a living
trust fails, the property will usually be held for the grantor/settlor
on resulting trusts, which in some notable cases, has had catastrophic
tax consequences. A living trust is not under the control and
supervision of the probate court, and property held by such
a trust is not part of a descendent's probated estate.
The Parties To The Trust
Grantor/Settlor The person who sets up the trust; also
called the settlor, trustor, or trustmaker.
Trustee This is the person who will manage the trust
assets. This also may be the settlor in a Revocable Living Trust,
since the settlor wants to manage his or her own property. Some
revocable living trusts "self settled trusts" (that is, the
grantor is also a beneficiary of the trust).
Successor Trustee Where the Grantor is a Trustee, the
Successor Trustee is the person who will manage the trust assets
when the Grantor dies, or in the event the Grantor becomes incapacitated.
Upon the Grantor’s death, the Successor Trustee will immediately
have the same powers that the Grantor had as Trustee to buy,
sell, borrow, or transfer the assets inside the trust. Also,
the Successor Trustee has the right to distribute the trust’s
assets according to the Grantor’s instructions in the trust
instrument. The Successor Trustee does not have the legal right
to change the trust. The trust becomes irrevocable upon the
Grantor’s death. The Successor Trustee has the right to manage
the assets in the estate, but must do so for the benefit of
the remainder beneficiaries. At the Grantor’s death, the Successor
Trustee automatically takes over without court order, pays any
debts, expenses and taxes directed to be paid by the terms of
the written trust document, and then distributes the property
to the trust beneficiaries. Where the trust is scheduled to
terminate on the Grantor’s death, and the trust is merely a
means of avoiding probate, the death beneficiary should ordinarily
be named Successor Trustee.
Beneficiaries The people who will receive the benefit
of the trust’s assets are called beneficiaries. Sometimes, the
grantor is the original beneficiary. Those who take after the
grantor's death are “remainder beneficiaries."
Establishing a living trust To establish a living trust,
an individual transfers title of his assets from himself as
grantor, to a trustee of the trust (often the trustee and grantor
are the same person), to administer for the benefit of himself
and at least one other person. The trust may also name the remainder
beneficiaries who will take after the grantor dies. The beneficiaries
get nothing until that person dies. Depending on the size of
the trust, it may be advisable to use a corporate trustee such
as a bank. A substantial advantage of this approach is that
a corporate trustee can act in perpetuity, whereas an individual
cannot. Corporate trustees must provide accurate and detailed
records of all transactions that take place in the trust, for
however long the trust exists. Those records become what is
known as an "accounting" of the trust, which may be required
to be provided to a court or remainder beneficiaries. Corporate
trustees also are required to manage the investments held in
the trust. Laws have been updated in most states to allow a
corporate trustee to act in a "directed capacity," meaning that
the trustee is required to have oversight of the trust investments,
but not the day-to-day management of them.
Individual trusts. To establish a basic living trust,
the Grantor signs a document called a declaration of trust,
which is similar to a Last Will and Testament. In the document,
the Grantor typically names himself or herself as trustee, and
transfers assets to that trust (i.e., the transfer is actually
made from the Grantor to himself, as Trustee). Because the Grantor
is named as the trustee, he or she maintains full control over
the assets. After the Grantor--or the Grantor and Grantor's
spouse (in the case of a joint trust)--dies, the person identified
as successor trustee in the trust document generally assumes
that role. The successor trustee transfers ownership of the
assets in the trust to the beneficiaries named in the trust
document. In many cases, the whole process takes only a few
weeks, and there are no lawyer or court fees to pay. When all
of the property has been transferred to the beneficiaries, the
living trust terminates.
Why Do You Need a Living Trust?
For most of us, it is very difficult to come to terms with
our own mortality. To actually contemplate one's own death
is painful. Consequently, very often such thoughts are avoided.
However, if you wish to insure that your desires regarding the
disposition of your property and possessions after your death
are fulfilled, you must confront your mortality and plan accordingly.
Most people's lives are centered on living and, in one way
or another, on a close and intimate group of loved ones. These
may be relatives, friends, church members, coworkers, or business
associates. They are looked to for love, support, and assistance
in times of trouble and are asked to share in times of joy.
They are often cared about in ways that are difficult to express.
But during your life, you at least have the opportunity to show
your love and concern in many forms.
â€śYou can't take it with youâ€ť is a well-worn phrase, but
it does strike to the core of the problem of providing for your
property and money to be distributed in some fashion on your
death. Your entire life has been spent accumulating possessions
and wealth for your own comfort and the comfort of your loved
ones. Through the proper use of a Living Trust, you have a once-in-a-lifetime
opportunity to personally decide what will happen to your accumulated
wealth and possessions when you are gone. It is entirely your
personal decision. Indeed, it is your legal privilege to make
this decision. No one but you has the power to decide, prior
to your death, how and to whom your property should be distributed
on your demise. But in order to do so, you must take the initiative
and overcome the understandable difficulty of these decisions.
If you do not take the initiative, upon your death an impersonal
court will decide who will receive your wealth.
To actually sit down and decide how your property and possessions
should be divided amongst your loved ones in the event of your
own death is not an easy task. However, it is you alone who
knows your wishes. The property and possessions that you own
may be land, your home, personal household furnishings, keepsakes,
heirlooms, money, stocks, bonds, or any other type of property.
It may be worth thousands of dollars or it may be worth far
less. If you are like most people, you want to insure that it
is passed on to the persons whom you choose. But then again,
if you are like most people, you have put off making these decisions.
Advantages of a Living Trust
Avoiding the Expense and Delay of Probate
There are many reasons why it is desirable to have a Living
Trust. One of the most important is that through the proper
use of a Living Trust most or all of the expense and delay of
probate is avoided. During proceedings, an executor (a person
appointed in a Will) or a court-appointed administrator is authorized
to collect, appraise, and distribute the assets of the deceased.
Normally, the proper use of a Living Trust entirely eliminates
or dramatically lessens the expenses of probate, since the disposition
of all of your property has been planned in advance by you and
takes place automatically upon your death.
Many people desire to avoid having their property be subject
to probate proceedings. Although in some situations the probate
process has been abused, there are valid reasons for allowing
your property to be handled through probate after your death.
It provides a process by which the improper distribution of
your assets is guarded against by the probate court. Having
your property distributed through a probate process also puts
a definite limit on the length of time that a creditor can file
a claim against your estate.
The drawbacks of probate are that it can substantially delay
the distribution of your property while the probate process
continues. The probate of an estate can take, generally, from
four to 18 months, and sometimes much longer. Additionally,
probate costs can be very significant. Court costs, appraisal
fees, lawyer's fees, and accounting bills can all cut deeply
into the amount of property and funds that Will eventually be
distributed to your beneficiaries. However, for small estates
(generally, under $100,000.00) most states have simplified probate
procedures that can be handled without lawyers and can substantially
reduce these costs. The probate process itself is complex and
will, in almost all cases, require the use of an attorney. The
proper use of a Living Trust can allow all or most of your property
to pass directly to your chosen beneficiaries immediately upon
your death, thus bypassing the probate process entirely. For
many, this reason
alone justifies the use of a Living Trust.
Avoiding Having the State Decide Who Will Receive Your
There are, however, numerous other valuable attributes of a
Living Trust. Perhaps the next most important reason to have
a Living Trust is to insure that it is you who decides how your
estate is distributed on your death and to be assured that those
loved ones whom you wish to share in your bounty actually receive
What happens to your property and possessions if you do not
have a valid and legal method by which to have your property
distributed to your chosen beneficiaries (those persons or organizations
to whom you decide to leave property) upon your death? Law books
are filled with many unfortunate cases in which, because of
the lack of a valid Living Trust or Will, the true desires and
wishes of a person as to who should inherit their property have
been frustrated. If there is no valid Living Trust or Will to
use for direction, a probate judge must give a person's property
to either the spouse, children, or the closest blood relatives
of the deceased person. This result is required, even in situations
when it is perfectly clear that the deceased person did not,
under any circumstances, want those relatives to inherit the
Without such a valid Living Trust or Will before him or her,
a judge must rely on a legislative scheme which has been devised
to make for an orderly distribution of property in all cases
where there is no valid Living Trust or Will. This scheme is
present as law, in one form or another, in all 50 states and
is generally referred to as intestate distribution.
The terms of state intestate distribution plans are very complex
in most states. In general, a person's spouse is first in
line to receive the property when there is no Living Trust or
Will at death. Most states provide that the spouse and children
will either share the entire estate or the surviving spouse
will take it all in the hopes that the spouse will share it
with the children. Generally, the spouse will receive one-half
and the children will receive one-half. In many states, if a
person dies without a valid Living Trust or Will and is survived
by a spouse but not by any children, the spouse will inherit
the entire estate and the surviving parents, brother, sisters,
and any other blood relatives to the deceased will be entitled
If there is no surviving spouse or children, the heirs, or
blood relatives of the deceased will receive the estate. If
there is someone or several persons within the next closest
relationship level (for example, parents or siblings) who are
alive on the death of the person, then these relatives will
receive all of the person's property or share it equally with
all others alive who are in a similar relationship level. Once
a level of blood relationship is found in which there is at
least one living person, all persons who are more distantly
related inherit nothing.
In addition, these legislative distribution plans are set up
on the assumption that family members are the only parties whom
a deceased person would wish to have inherit his or her property.
Thus, without a Living Trust or Will, it is impossible to leave
any gifts to close friends, in-laws, blood relatives more distant
then any alive, charities, or organizations of any type. If
there is no Living Trust or Will and if there are no blood relatives
alive, the state confiscates all of a person's property under
a legal doctrine entitled escheat.
As an example of a typical legislative intestate distribution
scheme, the following is a general representative outline of
the various levels of distribution that are set up in many states.
Keep in mind, however, that this example is only an illustration
of the method that states may use and is not intended to be
used in determining how your own estate would be divided. Check
on the listing in our State Law Digest for your own state's
intestate distribution plan for specific details:
- If a spouse and children of the marriage are surviving:
$50,000.00 and one-half of the balance of the estate will
go to the spouse and one-half of the balance of the estate
will go to the children equally. If one of the children has
predeceased the parent and leaves surviving children (grandchildren
of the deceased parent), then the grandchildren will split
the deceased child's share.
- If a spouse and children of the deceased who are not from
the present marriage are surviving: One-half of the balance
of the estate will go to the spouse and one-half of the balance
of the estate will go to the children equally. If one of the
children has predeceased the parent and leaves surviving children
(grandchildren of the deceased parent), then the grandchildren
will split the deceased child's share.
- If a spouse, but no children or parents of the deceased
are surviving: All of the estate will go to the spouse.
- If a spouse and one or both parents, but no children are
surviving: $50,000.00 and one-half of the balance of the estate
will go to the spouse and one-half of the balance of the estate
will go to the parents equally. If only one parent is surviving,
that parent gets the entire one-half share of the estate.
- If there are children of the deceased, but no spouse surviving:
All of the estate goes to the children. If one of the children
has predeceased the parent and leaves surviving children (grandchildren
of the deceased parent), then the grandchildren will split
the deceased child's share.
- If one or both parents, but no spouse or children are surviving:
All of the estate will go to the parents equally, or the entire
estate will go to the surviving parent.
- If there is no spouse, no children, or no parents surviving:
All of the estate will go to brothers and sisters equally.
If a brother or sister has predeceased the deceased sibling
and has left surviving children, their children will split
the deceased brother or sister's share.
- If there is no spouse, no children, no parents, and no brothers
and sisters or their children surviving: One-half of the estate
will go to the maternal grandparents and one-half will go
to the paternal grandparents. If the grandparents on either
side have predeceased the decedent, their children will split
- If there is no spouse, no children, no parents, no brothers
and sisters or their children, and no grandparents or their
children surviving: The estate will pass to the surviving
members of the closest level of blood relatives: aunts, uncles,
nephews, nieces, great-grandparents, great-uncles, great-aunts,
first cousins, great-great-grandparents, second cousins, etc.
- If there are no surviving kin: The estate will be claimed
by the state under the doctrine of escheat.
Many disastrous consequences can result from having your property
distributed according to a standardized state plan. Take, for
example, a situation in which a person and his or her spouse
die from injuries sustained in a single accident, but one spouse
survives a few hours longer. If there is no Living Trust or
Will, the result in this scenario is that the property of the
first one to die passes to the spouse who survives. A few hours
later, on the death of the surviving spouse, the property automatically
passes only to the relatives of the spouse who survived the
longest. The relatives of the first person to die can inherit
nothing at all. Obviously, this would not normally be the desired
consequence. Under the typical state scheme, luck and chance
play a large role in deciding who is to inherit property.
Each state has a complicated and often different method for
deciding which particular family members will take property
when there is no Living Trust or Will. However, the results
are often far from the desires of how the person actually wished
to have the property distributed. Obviously, under this type
of state distribution of your property, the individual circumstances
of your family are not taken into consideration at all nor are
any intentions that you may have had, regardless of how strongly
you may have expressed them during your lifetime. The only way
to avoid having the state decide who is to receive your property
is to have prepared a legally valid Living Trust or Will. If
you die without a valid Living Trust or Will, the state essentially
writes one for you on its own terms.
Appointing a Trustee to Administer Your Property
Another very important reason for having a Living Trust is
the ability to appoint a Successor Trustee of your own choice.
A Successor Trustee is your personal representative for seeing
that your wishes, as contained in your Living Trust, are carried
out after your death and that your taxes and debts are paid.
A Successor Trustee also collects and inventories all of your
property and is in charge of seeing that it is distributed according
to your wishes as expressed in your Living Trust.
Typically, a spouse, sibling, or other close family member
or trusted friend is chosen to act as Successor Trustee. However,
it may be any responsible adult whom you would feel confident
having this duty. It may even be a local bank or trust company.
In that case of course, there will often be a substantial fee
charged to your estate for the completion of these generally
routine duties by the corporate Successor Trustee. If you choose
an individual, he or she should be a resident of your home state.
The Living Trust forms on our site enable you to appoint your
Successor Trustee and an alternate Successor Trustee so that,
in the event your first choice cannot perform, it is still your
personal choice as to who will administer your Living Trust.
If you do not have a Living Trust or you do not choose a Successor
Trustee in your Living Trust, a judge will appoint someone to
administer the distribution of your property. Often it will
be a local attorney, court official, or bank officer who may
not know you or your beneficiaries at all. Your estate will
then be distributed by a stranger who will charge your estate
a hefty fee for the collection and distribution of your assets.
By appointing your own Successor Trustee, you are also able
to waive the posting of a bond by your Successor Trustee. A
bond is a type of insurance policy that a Trustee would normally
have to purchase to insure that he or she carries out his or
her duties properly. The cost of the bond would come out of
your Trust Estate (all of the trust's assets). You also provide
that your Successor Trustee will not receive any compensation
for serving as Trustee. This will allow more of your assets
to reach your beneficiaries, rather than paying for the expenses
of administration of your estate.
Appointing a Trustee to Administer Property for a Minor
For those with minor children, the appointment of a trustee
for any assets to be provided to the children is another very
important matter which may be accomplished through the use of
a Living Trust. You may set up a Children's Trust within your
Living Trust and have your Successor Trustee administer your
children's property until a time when you feel that your children
will be able to handle their own affairs. Instructions to provide
for this alternative are simply stated in a Living Trust, but
are more difficult to accomplish without one. If such instruction
is not provided for in a Living Trust and a minor child is left
money or property by way of the state intestate succession laws,
the courts will generally decide who should administer the property.
Such court-supervised guardianship of the property or money
will automatically end at the child's reaching the legal age
of majority in the state (usually 18 years of age). At this
age, without a Living Trust to direct otherwise, the child will
receive full control over the property and/or money. This may
not be the most prudent result, as many 18-year-olds are not
capable of managing property or large sums of money. With a
Living Trust, it is easy to arrange for the property or money
to be held in trust and used to benefit the child until a later
age, perhaps 21, 25, or even 30 years of age or older.
Other Advantages of a Living Trust
There are a number of other significant advantages to using
a Living Trust to distribute your property upon your death:
- If you own real estate in a state other than that of your
legal residence, the use of a Living Trust will allow that
real estate to be passed to your beneficiary without an out-of-state
- If you become incapacitated, a Living Trust allows your
chosen Successor Trustee to manage your property. Without
a Living Trust, a â€śconservatorâ€ť or â€śguardianâ€ť would
need to be authorized by a court to handle such matters. The
legal proceeding to accomplish this is often long and expensive.
- With a Living Trust, the details of your estate plan remain
confidential. Only your chosen Successor Trustee will need
to know the actual specifics of your intentions. And even
your Successor Trustee need only know the details of your
estate plan after your death.
- While you are alive, there are no required trust recordkeeping
requirements. You need not have a trust bank account, file
a trust federal or state income tax return, or maintain any
separate trust records. Of course, it is a good idea to keep
careful track of the assets that you will place in the Living
- You can amend or revoke your Living Trust at any time, without
any formal proceedings or actions.
- Finally, no lawyer is necessary to handle the distribution
of your assets upon your death. If you follow the instructions
in our Living Trust kits carefully, your chosen Successor
Trustee should have no difficulty in distributing your assets
to your chosen beneficiaries. This can save not only time,
but considerable money as well.
Disadvantages of a Living Trust
There are a few disadvantages to using a Living Trust to distribute
your property upon your death:
- First, setting up a Living Trust entails some paperwork.
You must carefully prepare a Trust document and the property
and beneficiary schedules that will accompany it. You must
also make certain that you have the selected property clearly
transferred to the trust. If the property has a title or ownership
document (such as a car or a piece of real estate), you must
change the ownership documents to reflect that the ownership
is being transferred to the trust. If the property has no
ownership document, then simply listing the chosen property
on the Trust Schedule of Assets will effectively transfer
the property to the Trust.
- In a very few situations and jurisdictions, there may be
some limited transfer taxes, such as real estate transfer
taxes or vehicle title transfer fees. In the vast majority
of states, transfers of real estate to ownership by a living
trust are exempt from any transfer taxes. Even if imposed,
such transfer taxes are generally very minimal. Please check
specifically with your jurisdiction if this is an issue.
- There may be a few banks or finance companies that will
balk at refinancing a property that has the title held by
a trust. Most companies should be satisfied if you provide
them with your trust document and all of the transfer documents
(such as the new deed or title).
- Finally, unlike a probate proceeding, there is no cutoff
date for the filing of creditor's claims against the estate
of a person who dies with a Living Trust. For the vast majority
of people, this is not a problem as most estates do not have
large unpaid liabilities. However, if you feel that your estate
may be subject to large claims, you may wish to use a Will,
rather than a Living Trust, to distribute your property upon
Why You Still Need a Will
Even if you have used a Living Trust and the various estate
planning tools outlined in our Planning Your Living Trust guide
to attempt to have your estate avoid probate, a Will is still
highly recommended. There may be assets that you have neglected,
forgotten about, or that will not be uncovered until your death.
If you have used a trust, joint property agreements, and other
estate planning tools, these unknown or forgotten assets may
wind up passing to your heirs as intestate property and causing
probate proceedings to be instituted. Through the use of a simple
Will, you can avoid this possibility.
Trusts, Wills, and Estate Planning Attorney
Orange County, Irvine, Laguna Woods, Leisure World, Seal
Beach, Laguna Beach, Laguna Hills, Lake Forest, Mission
Viejo, Laguna Niguel, Aliso Viejo, Coto De Caza, San Clemente,
Newport Beach, Huntington Beach
County's friendly and caring estate planning law office.
The Law Office of Tracy Murphy is located in the city of
Irvine, in Orange County, California. Tracy Murphy represents
individuals, families, and small business owners in estate planning,
business planning, and tax planning. Tracy Murphy is a knowledgeable
estate planning attorney who understands the value of establishing
trustworthy, long-term relationships with each client. Clients
appreciate the availability of house calls and hospital visits
at no additional cost.
Murphy, Attorney At Law sets the highest standards
in Custom Estate Planning, dedicated to today's needs and tomorrow's
realities. Thorough and thoughtful evaluation of your needs guarantees
the optimum solution for your circumstances - no matter how simple
attorney should be your advocate. I will help you
plan one of the most important aspects of your future - your legacy.
With information assembled in one-on-one meetings, we will personalize
a trust that will put a legal frame to your needs and anchor your
we will set objectives, address concerns
and custom-build an Estate Plan tailored to reflect
your needs, lifestyle and goals. Caring continuing attention to
the administration of your estate offers comfort to loved ones
and helps avoid unnecessary family hardship.
believe the most important estate planning objectives are protecting
what you have earned, and planning to provide for your loved ones"
- Tracy Murphy.
ABOUT ORANGE COUNTY WHERE THE MAJORITY OF OUR CLIENTS ARE:
Orange County is a county in Southern California, United States.
Its county seat is Santa Ana. According to the 2000 Census, its
population was 2,846,289, making it the second most populous county
in the state of California, and the fifth most populous in the
United States. The state of California estimates its population
as of 2007 to be 3,098,121 people, dropping its rank to third,
behind San Diego County. Thirty-four incorporated cities are located
in Orange County; the newest is Aliso Viejo.
Unlike many other large centers of population in the United States,
Orange County uses its county name as its source of identification
whereas other places in the country are identified by the large
city that is closest to them. This is because there is no defined
center to Orange County like there is in other areas which have
one distinct large city. Five Orange County cities have populations
exceeding 170,000 while no cities in the county have populations
surpassing 360,000. Seven of these cities are among the 200 largest
cities in the United States.
Orange County is also famous as a tourist destination, as the
county is home to such attractions as Disneyland and Knott's Berry
Farm, as well as sandy beaches for swimming and surfing, yacht
harbors for sailing and pleasure boating, and extensive area devoted
to parks and open space for golf, tennis, hiking, kayaking, cycling,
skateboarding, and other outdoor recreation. It is at the center
of Southern California's Tech Coast, with Irvine being the primary
The average price of a home in Orange County is $541,000. Orange
County is the home of a vast number of major industries and service
organizations. As an integral part of the second largest market
in America, this highly diversified region has become a Mecca
for talented individuals in virtually every field imaginable.
Indeed the colorful pageant of human history continues to unfold
here; for perhaps in no other place on earth is there an environment
more conducive to innovative thinking, creativity and growth than
this exciting, sun bathed valley stretching between the mountains
and the sea in Orange County.
Orange County was Created March 11 1889, from part of Los Angeles
County, and, according to tradition, so named because of the flourishing
orange culture. Orange, however, was and is a commonplace name
in the United States, used originally in honor of the Prince of
Orange, son-in-law of King George II of England.
March 11, 1889
* Congressional: 38th-40th, 42nd & 43
* California Senate: 31st-33rd, 35th & 37
* California Assembly: 58th, 64th, 67th, 69th, 72nd &
County Seat: Santa Ana
Robert E. Thomas Hall of Administration
10 Civic Center Plaza, 3rd Floor, Santa Ana 92701
Telephone: (714)834-2345 Fax: (714)834-3098
County Government Website: http://www.oc.ca.gov
CITIES OF ORANGE COUNTY CALIFORNIA:
of Aliso Viejo,
92653, 92656, 92698
City of Anaheim, 92801,
92802, 92803, 92804, 92805, 92806, 92807, 92808, 92809,
92812, 92814, 92815, 92816, 92817, 92825, 92850, 92899
City of Brea, 92821,
City of Buena Park,
90620, 90621, 90622, 90623, 90624
City of Costa
Mesa, 92626, 92627, 92628
City of Cypress,
City of Dana Point,
City of Fountain
Valley, 92708, 92728
City of Fullerton,
92831, 92832, 92833, 92834, 92835, 92836, 92837, 92838
City of Garden
Grove, 92840, 92841, 92842, 92843, 92844, 92845, 92846
Huntington Beach, 92605, 92615, 92646, 92647, 92648,
City of Irvine,
92602, 92603, 92604, 92606, 92612, 92614, 92616, 92618,
92619, 92620, 92623, 92650, 92697, 92709, 92710
City of La Habra,
90631, 90632, 90633
City of La Palma,
City of Laguna
Beach, 92607, 92637, 92651, 92652, 92653, 92654, 92656,
City of Laguna
Hills, 92637, 92653, 92654, 92656
City of Laguna
Niguel, 92607, 92677
of Laguna Woods,
City of Lake Forest,
92609, 92630, 92610
City of Los
Alamitos, 90720, 90721
City of Mission
Viejo, 92675, 92690, 92691, 92692, 92694
City of Newport
Beach, 92657, 92658, 92659, 92660, 92661, 92662, 92663
City of Orange,
92856, 92857, 92859, 92861, 92862, 92863, 92864, 92865,
92866, 92867, 92868, 92869
City of Placentia,
City of Rancho Santa
Margarita, 92688, 92679
City of San Clemente,
92672, 92673, 92674
City of San
Juan Capistrano, 92675, 92690, 92691, 92692, 92693,
City of Santa Ana,
92701, 92702, 92703, 92704, 92705, 92706, 92707, 92708,
92711, 92712, 92725, 92728, 92735, 92799
City of Seal Beach,
City of Stanton,
City of Tustin, 92780,
City of Villa Park,
City of Westminster,
92683, 92684, 92685
City of Yorba
Linda, 92885, 92886, 92887
communities Some of the communities that exist within city
limits are listed below:
* Anaheim Hills, Anaheim * Balboa Island, Newport Beach
* Corona del Mar, Newport Beach * Crystal Cove/Pelican Hill,
Newport Beach * Capistrano Beach, Dana Point * El Modena,
Orange * French Park, Santa Ana * Floral Park, Santa Ana
* Foothill Ranch, Lake Forest * Monarch Beach, Dana Point
* Nellie Gail, Laguna Hills * Northwood, Irvine * Woodbridge,
Irvine * Newport Coast, Newport Beach * Olive, Orange *
Portola Hills, Lake Forest * San Joaquin Hills, Laguna Niguel
* San Joaquin Hills, Newport Beach * Santa Ana Heights,
Newport Beach * Tustin Ranch, Tustin * Talega, San Clemente
* West Garden Grove, Garden Grove * Yorba Hills, Yorba Linda
* Mesa Verde, Costa Mesa
Unincorporated communities These communities are outside
of the city limits in unincorporated county territory:
* Coto de Caza * El Modena * Ladera Ranch * Las Flores *
Midway City * Orange Park Acres * Rossmoor * Silverado Canyon
* Sunset Beach * Surfside * Trabuco Canyon * Tustin Foothills
Adjacent counties to Orange County Are: * Los Angeles
County, California - north, west * San Bernardino County,
California - northeast * Riverside County, California -
east * San Diego County, California - southeast